Workers' Comp Safety Group

Since 1998, the Colorado Roofing Association has partnered with Moody Insurance Agency, Inc. and Pinnacol Assurance in order to provide our members with a quality workers' compensation insurance program.

As you can see below, the CRA program has an impressive history of dividend payouts – starting with the first year of inception.

1998/1999 - $379,356
1999/2000 - $415,641
2000/2001 - $490,696
2001/2002 - $475,236
2002/2003 - $214,401
2003/2004 - $313,800
2004/2005 - $220,833
2008/2009 - $510,000

2005/2006 - $23,000*
2006/2007 - $21,221*
2007/2008 - $50,229*
2008/2009 - $17,690*
2009/2010 - $6,415*

* CRA’s Group program did not receive a dividend payment in these years but group members still benefited from the association portion of the General Dividend that went out to all Pinnacol policy holders.

Benefits of CRA’s WC Safety Group

For qualifying members, the program has many benefits including:

4% upfront discount in addition to any credits each account is already receiving through Pinnacol.
Large group purchasing power for additional services, i.e. Training, loss control etc. that smaller contractors would not normally receive independently.
Pinnacol’s preferred pricing for association programs.
Claims manager within Moody Insurance office that is a former Pinnacol employee with workers' compensation expertise.

Criteria for CRA’s Safety Group

Formal written safety manual.
Active in pursuing cost containment certification within six months and have certification within 18 months from inception of policy.
Use a minimum of a $1,000 deductible for claims.
Use the group's loss history for dividend calculations.
Participate in at least semi-annual loss control reports.
Participate in post accident drug screening.
Adherence to safety group recommendations with written response to group's concerns.
Experience modification of at least 1.0 subject to review of safety group.
Membership in good standing with CRA.
Attendance of at least one meeting annually.
Active in an association committee or board position within five years.

Call Brad Moody at 303-824-6600 to receive additional information regarding this program.